History Listory

2017

2017-11-24 Trump attempted to dismantle the Consumer Financial Protection Bureau.

https://www.politico.com/story/2017/11/24/richard-cordray-successor-cfpb-leandra-english-259612

https://www.congress.gov/crs-product/R48295

https://theconversation.com/mick-mulvaney-turned-the-cfpb-from-a-forceful-consumer-watchdog-into-a-do-nothing-government-cog-98842#:~:text=Until%20last%20Thanksgiving%2C%20the%20Consumer%20Financial%20Protection,been%20taken%20advantage%20of%20by%20financial%20institutions

2025 January

2025-01-06 The CFPB sued Vanderbilt for setting up borrowers to fail in manufactured home loans. Clayton Homes owns 50% of the manufactured house market, Berkshire Hathaway owns its finance, lease, insurance and property management companies. The allegation: the company makes the home virtually unaffordable after buyers already settled a deal, then take the property back from the buyer later. Homeowners also complained of quality issues such as “congolium”, particle board, heavy leaks, safety issues, cardboard under the vinyl, sheetrock under insulation, and mold.

https://www.consumerfinance.gov/about-us/newsroom/cfpb-sues-vanderbilt-for-setting-borrowers-up-to-fail-in-manufactured-home-loans/

2025 February

2025-02-10 The Trump administration again attempted to dismantle the Consumer Financial Protection Bureau. Russell Vought of the Heritage Foundation posted that the organization is too “woke”.

https://www.banking.senate.gov/newsroom/minority/ahead-of-speech-trump-abandons-cfpb-enforcement-cases-leaving-american-consumers-high-and-dry

https://www.epi.org/policywatch/trump-administration-closes-the-cfpb/

https://www.npr.org/2025/02/12/nx-s1-5293382/x-elon-musk-doge-cfpb

https://x.com/russvought/status/1888625239703110013

https://consumerchoicecenter.org/

THIS ARTICLE EXPLAINS WHAT THEY DOhttps://www.npr.org/2025/02/10/nx-s1-5292123/the-trump-administration-has-stopped-work-at-the-cfpb-heres-what-the-agency-does

THIS ARTICLE EXPLAINS WHO BENEFITS FROM THE SHUTDOWNhttps://www.brennancenter.org/our-work/analysis-opinion/who-benefits-trumps-move-shut-down-consumer-financial-protection-bureau

2025-02-14 Hundreds of videos were removed from the Consumer Financial Protection Bureau YouTube channel.

https://www.theverge.com/news/613567/trump-youtube-videos-cfpb

2025 May

2025-05-10 Congress repealed the CFPB’s overdraft rule which would have capped overdraft fees for consumers.

https://www.congress.gov/crs-product/IN12513

https://www.consumerfinance.gov/about-us/newsroom/cfpb-closes-overdraft-loophole-to-save-americans-billions-in-fees/

https://www.banking.senate.gov/newsroom/majority/president-trump-signs-chairman-scotts-resolution-overturning-biden-overdraft-rule

https://www.consumerfinancemonitor.com/2025/05/12/trump-signs-resolution-nullifying-cfpb-overdraft-rule/

2025-05-14 The Trump administration removed a CFPB rule designed to shield Americans from data brokers and limit the sale of personal information such as credit history, financial data and social security number.

https://www.wired.com/story/cfpb-quietly-kills-rule-to-shield-americans-from-data-brokers/

https://www.congress.gov/119/meeting/house/118362/documents/HHRG-119-GO00-20250610-SD003.pdf

https://www.malwarebytes.com/blog/news/2025/05/data-broker-protection-rule-quietly-withdrawn-by-cfpb

2025 July

2025-07-04 Trump signed a bill to change gambling loss deductions, potentially causing a “tax on phantom income” and unregulated offshore betting.

https://carry.com/news/gamblers-face-tax-bills-on-losses-starting-2026#:~:text=Starting%20January%201%2C%202026%2C%20millions,stakes%20players%20who%20itemize%20deductions.

https://www.avemarialaw.edu/why-congress-must-urgently-restore-the-gambling-loss-deduction/#:~:text=In%20addition%20to%20making%20the,during%20such%20taxable%20year%2C%20and

https://www.plunkettcooney.com/tax-law-estate-plans-probate-business-succession/gambling-tax-deductions

2025-07-09 The Trump administration removed a “click to cancel” rule intended to make canceling subscriptions easier.

https://www.nbcnews.com/business/consumer/click-cancel-rule-intended-make-canceling-subscriptions-easier-blocked-rcna217888

https://komonews.com/news/consumer/federal-trade-commission-court-cancels-consumer-friendly-click-to-cancel-rule-unwanted-subscriptions-credit-cards-memberships

https://www.usresistnews.org/2025/08/12/trump-ftc-deletes-click-to-cancel-rule-technology-policy-brief-154/

https://theintercept.com/2024/11/15/click-to-cancel-ftc-trump/

 

2026 April

2026-04-29 Maryland became the first state to ban AI-driven grocery dynamic pricing.

https://www.youtube.com/watch?v=ITROfCXUIWM&list=WL&index=3

https://www.theguardian.com/technology/2026/apr/29/maryland-grocery-stores-ban-surveillance-pricing

https://www.multistate.us/insider/2026/4/30/maryland-becomes-first-state-to-ban-surveillance-pricing-on-some-food-products

2026 May

2026-05-26 Vance hosted an anti-fraud roundtable with FTC chair and state attorney generals.

https://www.youtube.com/watch?v=N_6Um_CW6rs&list=WL&index=5